Checking Account

You need a checking account that’s a financial resource, not a financial burden. That’s why we offer FREE checking at MWCU to fit your budget.

  • Just $25.00 to open
  • No monthly service charge
  • No minimum balance required
  • Free unlimited check writing
  • MasterMoney check (debit) card
  • Free Online Banking, eBill Pay and eStatements
  • 24/7 Tele “Works” voice response banking
  • ATM access
  • Direct Deposit
  • Overdraft protection options
  • Free checks for members 65 and older


  • Overdraft protection- Protect yourself from overdrawing your checking account and incurring unnecessary fees. At MWCU, you can set up overdraft protection that automatically advances from your MasterCard credit card to your checking account when needed. Or if you don’t have a MasterCard credit card with us, the funds will automatically be transferred from your available savings account to balance, up to six times per month, when your checking account draws below zero.


  • Direct Deposit- Why make a special trip to the credit union just to deposit your paycheck? Use direct deposit instead! You can have your payroll and other reoccurring payments, such as Social Security, directly deposited into the account of your choice. No more standing in line or worrying about checks getting lost in the mail.

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