Tax Returns: Everything You Need to Know in 7 Steps
Tax returns are an essential part of every individual’s financial life. It is the process of submitting information about your income, deductions, and credits to the government to calculate the amount of taxes owed or refund due. Here is a step-by-step guide to help you understand the tax return process: Before you start preparing your […]
Can’t Buy Me Love: Romantic Gifts That Won’t Break The Bank
Whether you’re a fan of Valentine’s Day or not, chances are there has been a time when you wanted to get your sweetie a little something sweet. However, flowers can be expensive, and just because something costs a lot of money doesn’t mean it comes from the heart. According to the National Retail Federation (NRF), […]
Financial First: Making Your First Budget Plan
How many times do we set a New Year’s Resolution with the full intention to stick to it only to have it flop a month into the year? This year, we’re starting strong and planning to be financially savvy all of 2023. And one of the first steps to a financially successful year is to […]
A Date with Debt
Are those first-date butterfly jitters or heartburn over-picking up the check? If it’s the latter, you’re not alone. In fact, a recent survey from Lendingtree noted that “22% of millennials (ages 26 to 41) and 19% of Gen Zers (ages 18 to 25) have gone into debt from what they’ve spent on dating.” There are […]
Improving Your Credit Score in 3 Steps
The words “credit score” often come with a headache, especially when you’re trying to figure out how to improve yours. That’s why we’re laying out three of the best ways to rebuild or improve your credit score and set yourself up for success. While rebuilding your credit takes time, these steps will help you on […]
Your Year-End Financial Checklist
As the year ends, a certain fat man isn’t the only one who should be making a list and checking it twice. With the holidays taking up most of our attention, sometimes we forget to take stock of some other aspects of our lives. Foremost, we let our finances fall by the wayside. That’s why […]
Buy Now Pay Later: Is It Worth It?
Buy now pay later, also known as BNPL, sounds pretty attractive. This is particularly true with the state of the current inflation rate in the economy. The idea that you, as a consumer, can figuratively have your cake and eat it too when it comes to holiday shopping sounds too good to be true! Until […]
Budget Friendly Fall Activities
With the leaves changing colors and that nice cool crisp feeling back in the air, the autumn season has finally arrived! Are you looking for ways to enjoy the fall without falling into debt? Well, get your pumpkin spice, grab a football, and pick up that rake in the garage, because we’re about to explore […]
Home Free
Unlike big banks, Minnequa Works knows you deserve a fair and low payment you can afford, so your home is the perfect place to get away. That’s why Minnequa Works is here to help you feel home-free by lowering your mortgage payment. It’s time to relax into a better payment plan by applying for a […]
Living Paycheck-to-Paycheck: A Credit Union Solution
Making ends meet. A shoestring budget. Scraping by. Scrimping. No matter what you call it, a recent study finds that seven out of ten Americans are now living paycheck-to-paycheck. If you’ve never had to adopt this lifestyle, consider yourself lucky. At Minnequa Works, we understand the immense burden that a paycheck-to-paycheck budget can place on […]
