Become A Member

Why join Minnequa Works?

Looking for the best way to bank in Southern Colorado? Then you should become a member at Minnequa Works Credit Union! With an MWCU membership, you’ll enjoy a variety of benefits, including great loan rates, more ways to access your money, fantastic service, and the most complete online and mobile banking suite of any local financial institution in Pueblo!

MWCU Brings You Great Financial Services Like:

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At MWCU, It's Personal

Minnequa Works Credit Union prides ourselves on our personal attention we give to members, with high quality service because we care about your personal goals and dreams! MWCU is here to help our community succeed, which is why you are more than an account. We are here to help you achieve your financial goals and make a difference in Southern Colorado.

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Better Rates and Lower Fees

As a credit union, Minnequa Works is not-for-profit, meaning that we invest in our Members and want you to receive the best rates and lowest fees. That’s why at MWCU, we offer higher rates on savings and certificates—and much lower rates on loans. All our profits come back to our members—not to a board of directors. And your savings are insured up to $250,000 by the NCUA so your money is safe and secure!

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Common FAQs

Member ID yes, password no. Type in your username and click the box “First Time User” then hit submit. you will be walked through a short online registration process to get you up and running! (Do not enter your password on your first time in).
To update your information with the credit union if all methods listed are no good, you need to call us @ (719) 544-6928 or email your phone number for callback to: to get your contact information updated. After your new information is entered, you have the ability to update it yourself anytime after you log in

Some accounts may have been unlinked as a result of the switch. (joint owners etc.) Please contact us and we would be happy to get those reconnected for you.

In the left hand menu at the bottom, under preferences there is a link called “mobile”. Click the link and follow the instructions to authorize your device. Mobile banking WILL NOT WORK on your phone if you haven’t authorized it through the security of the Online Banking. We have apps in the store for iPhones and Android devices – go to iTunes or Play store to download them. You MUST activate mobile banking on online banking preferences first.

Absolutely – go to the mobile web on your phone, and enter in the address bar. You will open a secure site and will have mobile functionality!


In the left hand menu at the bottom under preferences you will find a link for “Accounts”. Click there and enter any friendly name for your account to help you easily recognize it. (IE: “Shoe Fund”, “Bob’s Checking”, or “Car Loan” – whatever you prefer). The reason for the XXXXXX blanking out your account number is for your own security. With the mobile technologies in place now, every safeguard is in place to protect your information from prying eyes.

Click the “External accounts” link in the left navigation menu. You will be asked for your Routing number, account number for the account you are linking in. After you follow the steps, two “Micro Transactions” will happen on your accounts between one cent and fifty cents. After you see the transaction in your other account, you enter the amount of the transactions to prove you are the owner of both. With this tool, all your credit cards, loans, checking accounts, and savings accounts are in one place for easy transfer, loan payment, and balance inquiry. Once an account is linked, you can transfer to and from it just as if you signed into the other website and did the transaction there!

  • Secure Access codes replace the “Mothers maiden name” or ‘Favorite teacher in school” questions on online banking.
  • Secure access codes will be good for 30 minutes, or until they are used.
  • You do not need a secure access code every time. The first login is your verification. On the second login, after the code is recieved, you will be asked to “Authorize this computer for later use” or “One Time only”. If you select “Authorize for later use” it will drop a security token on your machine. (A Cookie)
    • NOTE: If cookies are blocked on your machine, you may go into your internet options and make a trusted site.
    • We recommend you do not “Authorize for later use” on a machine you do not own.
    • After this option, you will not be prompted again on that computer for a secure access code.

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