Deposit Rates - Minnequa Works Credit Union

Certificates of Deposit

Rates Effective: 3/3/2025

Name	Compounded/Credited	Minimum Deposit	Dividend Rate	APY*
3 Month	Quarterly	$500.00	3.500%	3.546%
6 Month	Quarterly	$500.00	3.941%	4.000%
12 Month	Quarterly	$500.00	3.941%	4.000%
15 Month	Quarterly	$500.00	3.700%	3.752%
18 Month	Quarterly	$500.00	4.000%	4.060%
24 Month	Quarterly	$500.00	3.747%	3.800%
30 Month	Quarterly	$500.00	3.000%	3.034%
36 Month	Quarterly	$500.00	3.300%	3.341%
36 Month Jumbo	Quarterly	$50,000.00	3.350%	3.392%
48 Month	Quarterly	$2,500.00	3.400%	3.444%
48 Month Jumbo	Quarterly	$50,000.00	3.450%	3.495%
60 Month	Quarterly	$2,500.00	3.500%	3.546%
60 Month Jumbo	Quarterly	$50,000.00	3.550%	3.598%

*The rates applicable to the accounts at Minnequa Works Credit Union that are provided above are subject to change without notice. The above rates are listed for informational purposes only. The credit union may offer other special rates for these accounts from time to time. In the event of a discrepancy with online posted rates, the rates listed at the credit union supersede those listed above in case of cached browser page etc. and to prevent electronic manipulation. Please contact the credit union if there are any questions on rates or products and to confirm current rates.

IRA / ROTH / Educational / CD's

Rates Effective: 3/3/2025

Name	Compounded/Credited	Minimum Deposit	Dividend Rate	APY*
12 Month	Quarterly	$1,000.00	3.941%	4.000%
18 Month	Quarterly	$1,000.00	4.000%	4.060%
24 Month	Quarterly	$1,000.00	3.747%	3.800%
36 Month	Quarterly	$1,000.00	3.300%	3.341%
36 Month Jumbo	Quarterly	$50,000.00	3.350%	3.392%
48 Month	Quarterly	$2,000.00	3.400%	3.444%
48 Month Jumbo	Quarterly	$50,000.00	3.450%	3.495%
60 Month	Quarterly	$2,000.00	3.500%	3.546%
60 Month Jumbo	Quarterly	$50,000.00	3.550%	3.598%

Savings, Checking and Club Accounts

Rates Effective: 3/3/2025

Name	Compounded/Credited	Minimum Deposit	Dividend Rate	APY*
Share/Savings	Quarterly	$25.00	0.10%	0.10%
Share Draft/Chk	N/A	$25.00	N/A	N/A
High Yield Savings	Monthly	$0.01	0.10%	0.10%
High Yield Savings	Monthly	$25,000.01	3.00%	3.04%
High Yield Savings	Monthly	$100,000.01	0.10%	0.10%
Overtime Checking	Monthly	$0.01	1.50%	1.51%
Overtime Checking	Monthly	$5,000.00	0.05%	0.05%
Club Accounts & YSave**	Quarterly	$25.00	0.10%	0.10%
IRA Shares	Quarterly	$25.00	0.20%	0.20%
Money Market	Monthly	$2,500.00 $10,000.00 $25,000.00 $50,000.00	0.20% 0.25% 0.30% 0.40%	0.20% 0.25% 0.30% 0.40%

**One-time Bonus Dividend Available on YSave Account – Terms & Conditions Apply

Certificates of Deposit

IRA / ROTH / Educational / CD's

Savings, Checking and Club Accounts

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