Share Accounts / Savings
| Name | Compounded/Credited | Minimum Deposit | Dividend Rate | APY* |
|---|---|---|---|---|
| Share Savings | Quarterly | $25.00 | 0.100% | 0.100% |
| Club Accounts | Quarterly | N/A | 0.100% | 0.100% |
| Overtime Checking*** | Monthly | N/A | 1.500% | 1.510% |
| Overtime Checking | Monthly | $5,000.01 | 0.050% | 0.050% |
| Money Market** | Monthly | $2,500 | 0.200% | 0.200% |
| Money Market | Monthly | $10,000 | 0.250% | 0.250% |
| Money Market | Monthly | $25,000 | 0.300% | 0.300% |
| Money Market | Monthly | $50,000 | 0.400% | 0.400% |
| Share Draft/Checking | N/A | N/A | N/A | N/A |
| IRA Shares | Quarterly | $25.00 | 0.200% | 0.200% |
*The rates applicable to the accounts at Minnequa Works Credit Union that are provided above are subject to change without notice. The above rates are listed for informational purposes only. The credit union may offer other special rates for these accounts from time to time. In the event of a discrepancy with online posted rates, the rates listed at the credit union supersede those listed above in case of cached browser page etc. and to prevent electronic manipulation. Please contact the credit union if there are any questions on rates or products and to confirm current rates.
**If the balance of the Money Market account is below the $2,500 minimum, the money market dividend rate will be the same as Share Savings
***If Qualifications are met each monthly qualification cycle: (1) At least 1 Debit Card Transaction per month and (2) eStatements are enabled for the account, balances between 0.01 and $5,000 will receive APY of 1.51%; balances over $5,000 earn %0.05 APY.
IRA / ROTH / Educational / CD's
| Name | Compounded/Credited | Minimum Deposit | Dividend Rate | APY* |
|---|---|---|---|---|
| 12 Month | Quarterly | $1,000.00 | 3.500% | 3.546% |
| 18 Month | Quarterly | $1,000.00 | 3.600% | 3.649% |
| 24 Month | Quarterly | $1,000.00 | 3.700% | 3.752% |
| 36 Month | Quarterly | $1,000.00 | 3.800% | 3.803% |
| 36 Month Jumbo | Quarterly | $50,000.00 | 3.850% | 3.854% |
| 48 Month | Quarterly | $2,000.00 | 4.250% | 4.318% |
| 48 Month Jumbo | Quarterly | $50,000.00 | 4.350% | 4.421% |
| 60 Month | Quarterly | $2,000.00 | 4.500% | 4.577% |
| 60 Month Jumbo | Quarterly | $50,000.00 | 4.600% | 4.680% |
Certificates of Deposit
| Name | Compounded/Credited | Minimum Deposit | Dividend Rate | APY* |
|---|---|---|---|---|
| 3 Month | Quarterly | $500.00 | 3.150% | 3.187% |
| 6 Month | Quarterly | $500.00 | 3.250% | 3.290% |
| 12 Month | Quarterly | $500.00 | 3.500% | 3.546% |
| 15 Month | Quarterly | $500.00 | 3.550% | 3.598% |
| 18 Month | Quarterly | $500.00 | 3.600% | 3.649% |
| 24 Month | Quarterly | $500.00 | 3.700% | 3.752% |
| 30 Month | Quarterly | $500.00 | 3.750% | 3.803% |
| 36 Month | Quarterly | $500.00 | 3.800% | 3.854% |
| 36 Month Jumbo | Quarterly | $50,000.00 | 3.850% | 3.906% |
| 48 Month | Quarterly | $2,500.00 | 4.250% | 4.318% |
| 48 Month Jumbo | Quarterly | $50,000.00 | 4.350% | 4.421% |
| 60 Month | Quarterly | $2,500.00 | 4.500% | 4.577% |
| 60 Month Jumbo | Quarterly | $50,000.00 | 4.600% | 4.680% |
