Deposit Rates

Share Accounts / Savings

Rates Effective: 05/11/2023
NameCompounded/CreditedMinimum DepositDividend RateAPY*
Share SavingsQuarterly$25.000.100%0.100%
Club AccountsQuarterlyN/A0.100%0.100%
Overtime Checking***MonthlyN/A1.500%1.510%
Overtime CheckingMonthly$5,000.010.050%0.050%
Money Market**Monthly$2,5000.200%0.200%
Money MarketMonthly$10,0000.250%0.250%
Money MarketMonthly$25,0000.300%0.300%
Money MarketMonthly$50,0000.400%0.400%
Share Draft/CheckingN/AN/AN/AN/A
IRA SharesQuarterly$25.000.200%0.200%

*The rates applicable to the accounts at Minnequa Works Credit Union that are provided above are subject to change without notice. The above rates are listed for informational purposes only. The credit union may offer other special rates for these accounts from time to time. In the event of a discrepancy with online posted rates, the rates listed at the credit union supersede those listed above in case of cached browser page etc. and to prevent electronic manipulation. Please contact the credit union if there are any questions on rates or products and to confirm current rates.

**If the balance of the Money Market account is below the $2,500 minimum, the money market dividend rate will be the same as Share Savings

 

***If Qualifications are met each monthly qualification cycle: (1) At least 1 Debit Card Transaction per month and (2) eStatements are enabled for the account, balances between 0.01 and $5,000 will receive APY of 1.51%; balances over $5,000 earn %0.05 APY.

IRA / ROTH / Educational / CD's

Rates Effective: 05/11/2023
NameCompounded/CreditedMinimum DepositDividend RateAPY*
12 MonthQuarterly$1,000.003.500%3.546%
18 MonthQuarterly$1,000.003.600%3.649%
24 MonthQuarterly$1,000.003.700%3.752%
36 MonthQuarterly$1,000.003.800%3.803%
36 Month JumboQuarterly$50,000.003.850%3.854%
48 MonthQuarterly$2,000.004.250%4.318%
48 Month JumboQuarterly$50,000.004.350%4.421%
60 MonthQuarterly$2,000.004.500%4.577%
60 Month JumboQuarterly$50,000.004.600%4.680%
*The rates applicable to the accounts at Minnequa Works Credit Union that are provided above are subject to change without notice. The above rates are listed for informational purposes only. The credit union may offer other special rates for these accounts from time to time. In the event of a discrepancy with online posted rates, the rates listed at the credit union supersede those listed above in case of cached browser page etc. and to prevent electronic manipulation. Please contact the credit union if there are any questions on rates or products and to confirm current rates.

Certificates of Deposit

Rates Effective: 05/11/2023
Name Compounded/Credited Minimum Deposit Dividend Rate APY*
3 Month Quarterly $500.00 3.150% 3.187%
6 Month Quarterly $500.00 3.250% 3.290%
12 Month Quarterly $500.00 3.500% 3.546%
15 Month Quarterly $500.00 3.550% 3.598%
18 Month Quarterly $500.00 3.600% 3.649%
24 Month Quarterly $500.00 3.700% 3.752%
30 Month Quarterly $500.00 3.750% 3.803%
36 Month Quarterly $500.00 3.800% 3.854%
36 Month Jumbo Quarterly $50,000.00 3.850% 3.906%
48 Month Quarterly $2,500.00 4.250% 4.318%
48 Month Jumbo Quarterly $50,000.00 4.350% 4.421%
60 Month Quarterly $2,500.00 4.500% 4.577%
60 Month Jumbo Quarterly $50,000.00 4.600% 4.680%
*The rates applicable to the accounts at Minnequa Works Credit Union that are provided above are subject to change without notice. The above rates are listed for informational purposes only. The credit union may offer other special rates for these accounts from time to time. In the event of a discrepancy with online posted rates, the rates listed at the credit union supersede those listed above in case of cached browser page etc. and to prevent electronic manipulation. Please contact the credit union if there are any questions on rates or products and to confirm current rates.

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