Loan Rates

ProductTermAPR* as low as
Vehicles – New and Used – Auto, Truck, MotorcycleUp to Published Retail Value – 2018 Through Current Model Year7.17%*
Motor Homes, Camp & Horse TrailersUp to Published Retail Value – 2013 Through Current Model Year7.35%*
Dirt Bikes, ATVs, Jet Skis, Snowmobiles and BoatsUp to Published Retail Value – 2013 and Newer7.15%*
ProductTermAPR** as low as
Share SecuredUp to 60 Months2.99%
Certificate Secured Loans 2.99†
Personal Loans 9.50%


*APR= Annual Percentage Rate. Rates are subject to change without notice. Loan rates and terms are dependent on credit qualifications and loan terms. Loan rates listed are the lowest and highest APRs available. Your actual rate is based on previous credit performance. Lowest rate shown is for well-qualified borrowers.

**APY= Annual Percentage Yield. Dividends are paid from current income and available earnings after required transfers to reserves. Fees may reduce earnings. Certificate Minimum Deposit Requirements: $500 for regular Certificates with 3 to 36 month terms, $2500 for regular Certificates with 48 to 60 month terms, and $50,000 for Jumbo Certificates. Certificates and IRA Certificates may have a penalty for early withdrawal.

†2.00% above the dividend rate paid on the pledged certificate, but no less than 2.99%. Please reference “Important Account Information” for additional information. For Additional Rate Information, please call (719) 544-6928 (MWCU).

*** Additional rate increase for model year vehicles older than 2019

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