Youth Savings

Welcome to the YSave Experience!

YSave isn’t your ordinary savings account – it’s your key to building a strong financial future while having fun along the way! With YSave, you’ll learn the importance of saving money, setting goals, and developing a lifelong relationship with Minnequa Works Credit Union!

How Does it Work?

It’s as easy as 1-2-3! Simply open your YSave account with $25 and make 3 more deposits of $25 each, or more to reach a total of $100. Once you’ve hit that milestone, sit back and watch as a fantastic $100 bonus dividend* magically appears in your account! That’s right- just by saving smart and reaching your savings goals, you’ll earn extra cash to supercharge your savings journey!


Start Your Savings Adventure

Visit any Minnequa Works branch, or click below to get started on your YSave Account! Our team is here to support you every step of the way as you embark on this exciting journey in making savings fun and rewarding!

Terms and Conditions Apply

The YSave account is a special youth savings account offered by Minnequa Works Credit Union designed for Members under the age of 18. This account is intended to encourage young savers to develop healthy financial habits and build a strong relationship with Minnequa Works Credit Union.


Bonus Dividend Offer:

As part of the YSave account, Members have the opportunity to earn a one-time bonus dividend. To qualify for the bonus dividend, Members must make four deposits into their YSave account totaling up to $100 or more. Once this savings milestone is reached, a $100 bonus dividend will be credited to the Member’s account.

How to Qualify for the Bonus Dividend:

To qualify for the one-time bonus dividend, Members must adhere to the following steps:

  • Make an initial deposit of $25 into the YSave account.
  • Enroll in eStatements
  • Make three additional deposits of $25 or more on separate days, totaling up to $100 or more.
  • Upon reaching the $100 savings goal, a $100 bonus dividend will be credited to the Member’s YSave account within 30 business days.


Additional Information:


The YSave account is subject to all terms and conditions outlined in the Minnequa Works Credit Union Membership Agreement, Disclosures, and Cost Recovery Schedule. Must be eligible for Membership with Minnequa Works Credit Union and maintain a primary share in good standing. Members have opportunity to earn a one-time bonus dividend per SSN/TIN of Primary Member under the age of 18. Members are encouraged to consult with a Minnequa Works representative for further details regarding the YSave account and bonus dividend offer. YSave terms and conditions are subject to change at any time. Refer to Minnequa Works Credit Union Current Deposit Rates for Annual Percentage Yield (APY) Information.

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