Updates and Announcements

What is new at Minnequa Works?

Cost Recovery Schedule

Cost Recovery Update Effective January 1, 2026:

We have removed and updated several Cost Recovery Fees to help stay relevant to you as our Member. These changes are effective as of January 1, 2026 and are notated below for your reference.

Online Banking/Mobile Banking............. Free
Electronic Statements............................... Free
Bill Pay......................................................... Free
PIN Generation........................................... Free
Phone Payment.......................................... $9.00
Courtesy Paid Overdraft............................ $30.00
Insufficient Funds (NSF)............................. $30.00
ACH Returned Item..................................... $30.00
Share Draft Stop Payment......................... $27.00
Returned Item............................................. $7.50
Items Sent for Collection........................... $10.00
Non-Member Check Cashing.................... $10.00
Non-Member Cash Advance .................... $10.00
Copy of Cleared Draft................................ $2.00
Temporary Checks(4)................................. $4.00
Cashiers Check............................................ $3.00
Statement Copy/Re-Print........................... $2.00
Guaranteed Funds Check.......................... $10.00
Reopen Share Account.............................. $10.00
Early Account Closure (90 Days)............... $25.00
Account Research (per Hour).................... $25.00
Incoming Wire Transfer............................. $6.00
Outgoing Wire Transfer............................. $25.00
Fax Out......................................................... $4.00
Photo Copy (per page)............................... $0.10
Inactive Dormant Account per Mo........... $10.00
Abandon Account/Escheat........................ $50.00
Verification of Deposit............................... $5.00
Bad Address/Return Mail.......................... $5.00
Legal Research & Prep...................................... $50.00
Skip-a-Pay.................................................... $25.00
Replacement ATM/Debit/Credit............... $12.00
Card Rush Order......................................... $50.00
Foreign Transaction Fee............................ 1% of Transaction

We are here to Help

We're here to answer any questions you might have! Feel free to reach out to us today.

Online Payments with Minnequa Works

Online Payment Instructions

Download

Effective April 1, 2023, your Minnequa Works Credit Union Mastercard © Credit Card minimum payment will be increasing from $10.00 to $25.00. Your required payment will be adjusting back to 1.5% of balance. The minimum payment is $25 or 1.5% of balance, whichever is greater.

You are now leaving Minnequa Works Credit Union

Minnequa Works Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Minnequa Works Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.