What is new at Minnequa Works?
We want to provide updates that are important to you as a Member of Minnequa Works Credit Union.
We have removed and updated several Cost Recovery Fees to help stay relevant to you as our Member. These changes will become effective as of April 1, 2023 and are notated below for your reference.
Cost Recovery Update Effective April 1, 2023:
- Online Banking/Mobile Banking............. Free
- Electronic Statements............................... Free
- Bill Pay......................................................... Free
- PIN Generation........................................... Free
- Phone Payment.......................................... $9.00
- Courtesy Paid Overdraft............................ $30.00
- Insufficient Funds (NSF)............................. $30.00
- ACH Returned Item..................................... $30.00
- Share Draft Stop Payment......................... $27.00
- Returned Item............................................. $7.50
- Items Sent for Collection........................... $10.00
- Non-Member Check Cashing.................... $10.00
- Non-Member Cash Advance .................... $10.00
- Copy of Cleared Draft................................ $2.00
- Temporary Checks(4)................................. $4.00
- Cashiers Check............................................ $3.00
- Statement Copy/Re-Print........................... $2.00
- Guaranteed Funds Check.......................... $10.00
- Reopen Share Account.............................. $10.00
- Early Account Closure (90 Days)............... $25.00
- Account Research (per Hour).................... $25.00
- Incoming Wire Transfer............................. $6.00
- Outgoing Wire Transfer............................. $25.00
- Fax Out......................................................... $4.00
- Photo Copy (per page)............................... $0.10
- Inactive Dormant Account per Mo........... $10.00
- Abandon Account/Escheat........................ $50.00
- Verification of Deposit............................... $5.00
- Bad Address/Return Mail.......................... $5.00
- Coin Counter............................................... 5% of Total
- Garnishment/Levy...................................... $50.00
- Skip-a-Pay.................................................... $25.00
- Replacement ATM/Debit/Credit............... $12.00
- Card Rush Order......................................... $50.00
- Foreign Transaction Fee............................ 1% of Transaction
We are here to Help
We're here to answer any questions you might have! Feel free to reach out to us today.
Mastercard © Minimum Payment Update – April 1, 2023
Effective April 1, 2023, your Minnequa Works Credit Union Mastercard © Credit Card minimum payment will be increasing from $10.00 to $25.00. Your required payment will be adjusting back to 1.5% of balance. The minimum payment is $25 or 1.5% of balance, whichever is greater.
