Cash Works

When Life Happens, We are Here for You.

Whether you need extra cash for groceries, an emergency car repair, education, or anything in between, Minnequa Works is here to help. In under 60 seconds, you can get money when you need it most deposited directly into your account! No credit check required!

A Cash Works Loan can help you build or repair your credit and is a smart alternative to high-interest loans.

It’s easy to apply for Cash Works! Do it anytime, anywhere, via online or mobile banking.

Member Story

As a single mom with limited credit, Lynn knows getting an affordable loan can be hard.

But she’s been a Member of Minnequa Works for more than 6 months, she gets a direct deposit twice a month, and maintains positive balances in her accounts.

Lynn is likely eligible for a Cash Works loan for $960 with a monthly payment of $113 for 12 months.



Details and Important Eligibility Information:

  • Loans up to $2,000
  • There is a non-refundable application fee of $20 
  • Available day or night, 24/7
  • No Credit Check
  • Instant Loan Decision
  • Immediate Funding
  • 23% Interest Rate
  • Payback term up to 12 Months
  • Must be 18 Years or Older
  • Primary Account Holder Only
  • Must be a Credit Union Member in Good Standing for at least 90 Days 
  • Maximum of 1 Cash Works Loan at a Time
  • Maximum of 3 Cash Works Loans are allowed in a 6 Month Period
  • Repayment Builds Good Credit
  • Failure to Repay will hurt your Credit

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