Your Year-End Financial Checklist
As the year ends, a certain fat man isn’t the only one who should be making a list and checking it twice. With the holidays taking up most of our attention, sometimes we forget to take stock of some other aspects of our lives. Foremost, we let our finances fall by the wayside. That’s why […]
Buy Now Pay Later: Is It Worth It?
Buy now pay later, also known as BNPL, sounds pretty attractive. This is particularly true with the state of the current inflation rate in the economy. The idea that you, as a consumer, can figuratively have your cake and eat it too when it comes to holiday shopping sounds too good to be true! Until […]
Budget Friendly Fall Activities
With the leaves changing colors and that nice cool crisp feeling back in the air, the autumn season has finally arrived! Are you looking for ways to enjoy the fall without falling into debt? Well, get your pumpkin spice, grab a football, and pick up that rake in the garage, because we’re about to explore […]
Living Paycheck-to-Paycheck: A Credit Union Solution
Making ends meet. A shoestring budget. Scraping by. Scrimping. No matter what you call it, a recent study finds that seven out of ten Americans are now living paycheck-to-paycheck. If you’ve never had to adopt this lifestyle, consider yourself lucky. At Minnequa Works, we understand the immense burden that a paycheck-to-paycheck budget can place on […]
Five Fuel Efficient Cars To Save You Money At The Pump
With a recent soar of gas prices, many Americans are feeling the financial sting at the pump. Stops to fill up are costing anywhere between $70 to $100 on average cars, so it might be time to consider trading in for a more fuel efficient model. So if you’re considering trading in your gas guzzler […]
Tips for Teaching Kids About Money
There are plenty of skills in life that are learned the hard way. Money management doesn’t have to be! Unfortunately, we can all reflect upon a time when a credit card balance seemed out of control, a large purchase we made felt coerced, or when we asked ourselves that age-old question, “where is all my […]
What’s the Deal with Debt Consolidation?
Have you heard the term “debt consolidation” tossed around? It sounds both intimidating and interesting. A way to simplify your debt and monthly payments? Perfect! But debt consolidation isn’t for everyone, especially if you don’t want to rush into something that isn’t right for your finances. Luckily for you, we’ve outlined the basics of what […]
Credit Unions: Improving Financial Situations Nationwide
Did you know, a recent survey reported that 44% of the 2,500 responders said that being a member of a credit union has had a “very positive” impact on their financial situation? Compare this to the only 29% who said being a part of a big bank has had the same positive impact. These results […]
What’s The Buzz on NFTs?
If you’ve spent any time online or watching TV over the past year, you’ve probably been inundated with a slew of advertisements promoting “non-fungible tokens,” more commonly known as NFTs. But despite the hype, excitement, and celebrity endorsement surrounding the industry, many still don’t quite understand what an NFT even is, let alone how they […]
Home Equity Loan vs. HELOC: Which Is Right For You?
Home Equity Loan versus a Home Equity Line of Credit (HELOC) — two financial solutions that sound very similar yet have very different pros, cons, and considerations. So, how do you know which one is right for you? Allow us to give you the breakdown! How are they similar? Home Equity Loans and HELOCs are […]
