FedNow Going Live with Minnequa Works Credit Union
We’re always looking for ways to bring more value, speed, and convenience to your financial life. That’s why we’re excited to introduce FedNow® Instant Payments, beginning April 21, 2026. Members of Minnequa Works Credit Union will be eligible to receive money instantly within online banking. This service is free and available for current Members of Minnequa Works Credit Union.
No waiting. No delays. Just access to your money when you need it most.
Want to receive money instantly? Here’s how to get set up:
- Log in to your account
- Select the account you want to receive money into
- Go to account details
- Look for “For ACH/Instant transactions.”
- Copy your unique identifier
Share this identifier with the sender and it can be used as the destination account for instant payments and transfers.
FedNow® is a real-time payment service that allows funds to be sent and received instantly. Once a payment is processed, it cannot typically be canceled or reversed.
Minnequa Works Credit Union encourages members to exercise caution when sending or receiving instant payments. Fraudsters may attempt to exploit real-time payment systems through scams, impersonation, or deceptive offers.
By using this service, members acknowledge:
- They are responsible for verifying the identity of the sender or recipient
- Transactions should only be conducted with trusted individuals or entities
- Minnequa Works Credit Union is not responsible for losses resulting from authorized transactions made under fraudulent or misleading circumstances
If you suspect fraud or feel uncertain about a transaction, please contact Minnequa Works Credit Union immediately before proceeding.