Home For the Holidays

Make This Holiday Season the One You Come Home

There’s nothing quite like the joy of coming home for the holidays – and this year, Minnequa Works Credit Union is making it easier than ever to make that dream a reality.

For a limited time, lock in exclusive savings with our Home for the Holidays Mortgage Promotion and unwrap an incredible offer designed to help you step into homeownership with confidence and savings that feel like a gift.

Enjoy a 0.5% Rate Reduction and Reduced Origination Fees to keep more money in your pocket

Whether you’re looking to buy your first home or ready to upgrade to your forever home, our team is here to guide you every step of the way – from pre-approval to closing. With a local lending team right here in Southern Colorado, we’re committed to helping our neighbors become homeowners in the community we all love.

Make this the season you find your home for the Holidays.

Complete the request form below and let us help you celebrate the holiday season with Minnequa Works Credit Union.

Maximize Home Ownership Request Form

**Membership qualifications apply.  Rates may vary depending on each individual’s credit history and underwriting factors. Not all applicants will qualify. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.

***All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 719.544.6928 for current rates, terms and conditions.

*Offer valid on new first mortgage applications received between November 1, 2025 and January 31, 2026. Available for primary residence purchases of single-family dwellings only. Maximum term up to 30 years. Minimum credit score of 620, maximum debt-to-income ratio of 43%, and loan-to-value (LTV/CLTV) up to 97% (subject to applicable mortgage insurance requirements). All loans are subject to credit approval, verification of income and employment, and acceptable property appraisal. Promotional offer includes a 0.75% origination fee with no processing or closed loan fee. Other third-party fees such as title, appraisal, escrow, and recording may apply. Rates and terms are based on creditworthiness and subject to change without notice. Offer cannot be combined with other promotions or rate discounts and is not valid for refinancing existing Minnequa Works Credit Union loans.

Minnequa Works Credit Union is an Equal Housing Lender, Federally Insured by NCUA

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