Vehicle Loans

Drive What Moves You

Whether it’s your first car, a weekend RV, or something sportier for summer adventures, your ride should fit your life—and so should your loan.

At Minnequa Works Credit Union, we’re here to make that happen with flexible vehicle loans, competitive rates, and real people ready to guide you every step of the way. No sales pitches. No gimmicks. Just hometown service and straightforward financing that puts you in the driver’s seat.

Financing That Goes Further

From daily drivers to off-road toys, we finance more than just cars. Whether you’re buying from a dealership or a private seller, we make it easy to get the loan you need for:

Not sure if we cover your vehicle? Just ask—we probably do.

Why Borrow With Us?

We’re not like the big banks—and that’s a good thing. When you borrow with Minnequa Works, you’re getting more than just a loan. You’re getting local lending with heart.

Here’s what makes our loans different:

Rates as low as 5.67% APR*
Terms up to 84 months so you can find a payment that fits
Pre-approvals to help you shop with confidence
Local decisions and fast approvals by people who actually know your name
Easy refinancing options to lower your current rate or payment

Calculate Your Potential Auto Savings With Us

The Great Refi of '25

If you already have an auto loan elsewhere, now’s the time to bring it home.

Refinance with us and you could:

This offer is good for vehicles model year 2015 or newer, with a minimum loan amount of $15,000. Even if you’re not sure you qualify, reach out—we’re happy to help you explore your options.

Extra Protection, Extra Peace of Mind

Your loan gets you the keys. But we can help protect what matters long after you hit the road. Through our partnership with TruStage™, you can get access to affordable:

It’s coverage made just for credit union members, with competitive rates and flexible options.

Get a Free Insurance Quote or call 1-855-589-2146.

Let’s Get You Rolling

Applying for a vehicle loan with Minnequa Works is simple and quick—and you don’t even have to change out of your pajamas.

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