Overtime Checking

Overtime Checking

We know that you work hard! At Minnequa Works Credit Union, we want to help work “Overtime” for you and make savings and spending easier while earning interest in your checking account and not having to worry about overdraft fees!*

Benefits & Key Features

  • Earn Interest
  • No Minimum Balance
  • No Overdrafts
  • No Monthly Fees
  • Free Online Banking, eBill Pay & eStatements
  • ATM Access & Free Debit Card
  • Direct Deposit


  • Must be enrolled for eStatements
  • Must have at least 1 Debit Card Transaction per month

Overtime Checking Interest Form

Please Contact Me About:

*A minimum deposit of $25 in a Share Savings Account is required for Membership with Minnequa Works Credit Union. Limit of 1 Overtime Checking per Member.

**Membership qualifications apply. Inactive Account Fees may apply. Review Minnequa Works Cost Recovery Schedule and Membership Agreement for more information

***Transactions at ATMs not owned by Minnequa Works Credit Union, or not in the Shared Branching Co-Op Network may incur fees by the machine’s owner.

****Dividend earnings on Overtime Checking are available on current Minnequa Works Credit Union rate schedule and are variable and subject to change.

Upon review of accounts, if the Overtime Checking is not maintained with an active Debit Card and eStatements, upon the discretion of Minnequa Works Credit Union, the Checking account will be converted to a Standard Checking Account.

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