Big news for Minnequa Works Credit Union and our Southern Colorado community!
We’re excited to announce that our Overtime Checking Account has once again earned Bank On Certification from the Cities for Financial Empowerment Fund (CFE Fund)!
Since 2023, Overtime Checking has proudly maintained this national certification, recognizing our ongoing commitment to providing safe, affordable, and accessible financial services to individuals and families throughout Southern Colorado.
At Minnequa Works, we believe a great checking account should do more than just hold your money. It should make managing your finances easier, more convenient, and more affordable. And with the opportunity to earn 1.50% APY on balances up to $5,000, Overtime Checking helps your money work harder for you!
What Is Bank On Certification?
Bank On Certification is a national recognition awarded to checking accounts that meet established standards for affordability, safety, and accessibility.
Developed by the Cities for Financial Empowerment Fund, these standards help consumers identify checking accounts that offer essential banking services without unnecessary fees or financial barriers.
To earn certification, accounts must meet specific requirements, including low or no monthly maintenance fees, no overdraft fees, affordable opening deposit requirements, and convenient access to everyday banking services.
For consumers, this means greater confidence in choosing an account designed to support their financial well-being.
What Makes Overtime Checking Different?
Our Overtime Checking Account was built with our members in mind, offering everyday banking conveniences without many of the fees commonly associated with traditional checking accounts.
Here’s what makes Overtime Checking stand out:
- ✅ Earn 1.50% APY on Balances Up to $5,000: Why settle for a checking account that doesn’t reward you? With Overtime Checking, your money can earn competitive dividends while remaining accessible for everyday needs.
- ✅ No Monthly Maintenance Fees: Keep more of your hard-earned money without worrying about monthly account charges.
- ✅ No Overdraft Fees: Enjoy greater peace of mind knowing you won’t be hit with costly overdraft penalties.
- ✅ Convenient Debit Card Access: Make purchases and access your money when you need it.
- ✅ Digital Banking Convenience: Manage your account, monitor transactions, and stay connected to your finances through online and mobile banking.
- ✅ An Account Designed for You: Simple, affordable checking that helps you manage your money with confidence.
It’s checking that goes beyond the basics, giving you more value without unnecessary complications.
Why This Certification Matters to Southern Colorado
Access to affordable financial services is an important part of building financial stability.
For some individuals and families, traditional banking fees and account requirements can create barriers to establishing or maintaining a checking account. Bank On Certified accounts help remove those barriers by offering a safe and affordable way to manage everyday finances.
At Minnequa Works, we’re proud to bring these nationally recognized banking standards to the communities we serve.
Whether you’re opening your first checking account, building a stronger financial foundation, or simply looking for a better banking experience, Overtime Checking is designed to help you move forward.
And with the opportunity to earn 1.50% APY on your first $5,000, we’re helping members do more than manage their money. We’re helping them make the most of it.
Nationally Recognized. Locally Focused.
Since 1937, Minnequa Works Credit Union has been committed to helping our members and communities thrive. While financial services have evolved over the years, our focus on people has never changed.
Maintaining our Bank On Certification since 2023 is another example of how we’re continuing to deliver financial solutions that meet the needs of Southern Colorado.
Because at Minnequa Works, you’re more than a number. You’re a member.
And providing affordable, accessible financial services is just one more way we’re making The Local Difference!
Experience Overtime Checking Today!
About Minnequa Works Credit Union
Founded in 1937, Minnequa Works Credit Union is a locally focused, member-owned financial institution headquartered in Pueblo, Colorado. With a commitment to financial well-being, community engagement and personalized service, Minnequa Works serves members throughout Southern Colorado by providing financial products, education and resources that help individuals, families and businesses thrive. Guided by its commitment to The Local Difference, Minnequa Works continues to invest in its members, its team and the communities it proudly calls home
